Expense Calculator
List all your costs, see your monthly and yearly totals, and get AI tips to spend smarter
Your Expenses & Costs
Add each cost and how often you pay it — totals update instantly. Your list is kept on this device.
Weekly amounts are converted using 52 weeks/year. One-time costs are shown separately and not included in the monthly total.
Your Income
Add your main income plus any additional income such as side jobs, freelance work, rental income or bonuses.
Total Income per Month
$5,000.00
Total Income per Year
$60,000.00
First-Year Income
$60,000.00
incl. $0.00 one-time
Monthly Total
$2,310.00
5 costs
Yearly Total
$27,720.00
recurring costs
Total Amount (Year 1)
$27,720.00
incl. $0.00 one-time
Left Each Month
$2,690.00
$32,280.00/year · expenses use 46.2% of income
Where Your Money Goes
Monthly recurring costs by category
Cost Breakdown
Totals per category
| Category | Monthly | Yearly | Share |
|---|---|---|---|
| Housing | $1,500.00 | $18,000.00 | 64.9% |
| Groceries | $520.00 | $6,240.00 | 22.5% |
| Utilities | $180.00 | $2,160.00 | 7.8% |
| Insurance | $75.00 | $900.00 | 3.2% |
| Subscriptions | $35.00 | $420.00 | 1.5% |
| Total | $2,310.00 | $27,720.00 | 100% |
AI-Powered Advice
Get personalized recommendations based on your calculation